You're in the process of purchasing your dream home and your realtor asks you if you have ordered your homeowner's insurance. "Wait a minute..." you think (or say). "I thought we did not ask for a homeowners insurance when we negotiated our contract?"
If this was (is) you when you purchased your home, you may have been confusing your home WARRANTY with your home INSURANCE.  Your next thought or answer may have been that you don't think you need either. Read more below to not only understand the difference between the two but to also see how both can be a huge help to your home! 

It is more and more common for people to be offered home warranty coverage when they buy a new home. Although both home warranties and home insurance can provide you with coverage when an emergency comes up, the two are very different.
Your home insurance policy is not a home warranty. Whether you are a first time home buyer, moving into your second or third home, a new condo or even you aree ...